For many people, the idea of owning a home is more than just a financial goal. It’s a deeply personal milestone. It represents stability, pride, a sense of accomplishment, and in many ways, a place to call your own. But getting there doesn’t look the same for everyone, and it shouldn’t have to.
Some people are ready to buy a home that’s already built, one they can walk into and immediately start living in. Others dream of starting from scratch, buying a piece of land, designing a house that fits their vision, and building it over time. There are those who already own property and are simply looking for some financial breathing room. And then there are homeowners who feel like their current mortgage isn’t serving them anymore, and want to explore better terms.
Also read: Unlocking Home Ownership: How to Support Your Retirement Goals
Whatever stage you’re at, whatever your vision looks like, NCBA offers a range of property finance solutions that meet you where you are.
If you’re buying a completed home, you can access up to 105% financing, not just for the house, but for additional costs too, like stamp duty and legal fees. If your dream begins with a piece of land, NCBA can finance up to 70% of the plot cost, giving you the foundation to plan ahead. For those planning to build, the bank offers construction and Easy Build solutions, which allow up to 100% financing, helping you move from blueprint to reality without being held back by limited funds.
And if you already own a home or land and need access to cash, equity release could be the answer. This allows you to unlock up to 90% of your property’s value, giving you the flexibility to meet other goals, whether that’s investing, renovating, or simply managing other financial commitments. If you’re feeling stuck with an existing mortgage elsewhere, NCBA also provides balance transfer options that might come with better terms, and a smoother experience.
You don’t need to have all the answers from day one. Homeownership isn’t a one-size-fits-all journey, and you’re allowed to take the route that feels right for you. The important thing is to know your options, ask the right questions, and make decisions that align with your needs. With NCBA, owning a home doesn’t have to remain a distant dream. There are many ways to get there, you just need to find the one that works for you.
More information is available here: https://ke.ncbagroup.com/property-finance/
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CEO & Co-Founder, Abojani Investment
Robert Ochieng is a visionary entrepreneur and the co-founder of Abojani Investment, a leading financial education platform in Kenya that has empowered over 20,000 Africans to embark on their investment journeys. As CEO, he has demonstrated an unwavering commitment to financial literacy, successfully demystifying money and investments and making them accessible and relevant to individuals from all walks of life.
Running Thriving Investment Communities
Robert’s influence extends well beyond Abojani Investment’s core offerings. He has actively fostered a sense of community by running investment forums and groups with a vast following of over 300,000 Africans. These communities provide a safe space for individuals to exchange ideas, share experiences, and support each other on their investment journeys.
Vision for the Future
As co-founder of Abojani Investment, Robert envisions a financially empowered Africa. He strives to expand the reach of his financial education initiatives, enabling millions more to gain the knowledge and confidence needed to achieve their financial goals. His vision is to create a society where every individual has the tools and understanding to build lasting wealth and prosperity.
Professional Background
Robert Ochieng is a highly accomplished CEO at the helm of Abojani Investment, an investment and advisory firm in Kenya. He is a seasoned professional with over 14 years of experience in IT, Finance, and leadership.
His career includes key roles at prominent institutions such as Equity Bank, Gulf African Bank, Guaranty Trust Bank (GTBank) and Airtel.
Robert’s expertise has also been sought after by the National Treasury for consultancy on planning and budgeting systems, showcasing his exceptional knowledge and skills in the field. Passionate about driving meaningful conversations and collaborations between academia, industry, and the public sector, Robert actively engages in research projects focusing on digital transformation within the financial services sector. With his visionary leadership and strategic insights, Robert Ochieng continues to make a significant impact in the business world.
