M-Pesa has long been a driving force in Kenya, transforming how millions handle money in their daily lives. As the mobile money service by Safaricom, MPesa has gained immense popularity, providing a fast, secure, and widely accessible way to transact.
Safaricom’s recent H1 2025 results highlighted M-Pesa’s strength, confirming it as a critical pillar in Safaricom’s success and a backbone of Kenya’s digital economy.
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In the first half of 2025, M-Pesa achieved significant growth, with revenue climbing to KES 77.2 billion, a 16.6% increase compared to H1 2024.
This growth highlights the continuing expansion of digital financial services and the demand for mobile money in everyday transactions, emphasizing M-Pesa’s role in making financial services accessible across Kenya.
Consumer payments were the largest revenue contributor, accounting for 62.9% of M-Pesa’s total revenue, amounting to KES 48.6 billion. This reliance on consumer payments illustrates how embedded M-Pesa is in people’s routines, from buying essentials to paying bills. The consistent rise in consumer transactions reflects how M-Pesa continues to be a trusted tool for managing personal finances.
The overall transaction value for M-Pesa also saw remarkable growth, increasing by 10.7% to reach KES 20.9 trillion. Additionally, transaction volumes grew by 30%, totaling 17.1 billion transactions, a sign of the increasing number of people who rely on M-Pesa for daily transactions.
Notably, Lipa na M-Pesa, Safaricom’s merchant payment service, grew by 5.2% to reach KES 3.7 billion, showing how business payments through M-Pesa are strengthening.
One of the most impressive highlights was the growth of Pochi la Biashara, a service that enables small businesses to manage payments. Pochi la Biashara saw a whopping 229.8% growth, with revenue rising to KES 0.9 billion.
This growth points to a rising trend of small business owners embracing mobile money to streamline transactions, manage income, and foster business growth.
Overall, Safaricom’s H1 2025 results confirm that MPesa continues to be an essential part of Kenya’s economic fabric.
From consumer payments to small business solutions, M-Pesa’s growth showcases its impact on Kenya’s financial inclusion and economic empowerment, further solidifying its position as a leader in mobile financial services.
CEO & Co-Founder, Abojani Investment
Robert Ochieng is a visionary entrepreneur and the co-founder of Abojani Investment, a leading financial education platform in Kenya that has empowered over 20,000 Africans to embark on their investment journeys. As CEO, he has demonstrated an unwavering commitment to financial literacy, successfully demystifying money and investments and making them accessible and relevant to individuals from all walks of life.
Running Thriving Investment Communities
Robert’s influence extends well beyond Abojani Investment’s core offerings. He has actively fostered a sense of community by running investment forums and groups with a vast following of over 300,000 Africans. These communities provide a safe space for individuals to exchange ideas, share experiences, and support each other on their investment journeys.
Vision for the Future
As co-founder of Abojani Investment, Robert envisions a financially empowered Africa. He strives to expand the reach of his financial education initiatives, enabling millions more to gain the knowledge and confidence needed to achieve their financial goals. His vision is to create a society where every individual has the tools and understanding to build lasting wealth and prosperity.
Professional Background
Robert Ochieng is a highly accomplished CEO at the helm of Abojani Investment, an investment and advisory firm in Kenya. He is a seasoned professional with over 14 years of experience in IT, Finance, and leadership.
His career includes key roles at prominent institutions such as Equity Bank, Gulf African Bank, Guaranty Trust Bank (GTBank) and Airtel.
Robert’s expertise has also been sought after by the National Treasury for consultancy on planning and budgeting systems, showcasing his exceptional knowledge and skills in the field. Passionate about driving meaningful conversations and collaborations between academia, industry, and the public sector, Robert actively engages in research projects focusing on digital transformation within the financial services sector. With his visionary leadership and strategic insights, Robert Ochieng continues to make a significant impact in the business world.
