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Reading Time: 2 minutes Meet Caleb, a 32-year-old nurse at a private hospital in the town where he resides. He is a husband and a father of 2 school-going children. His salary is quite
Reading Time: < 1 minute When it comes to personal finance, intentions can only take you so far. It’s the actions you take that truly shape your financial future. Starting to save, invest, and budget
Reading Time: < 1 minute ✔ Investing in yourself Your 20s are prime years for investing in yourself. Whether it’s pursuing higher education, attending workshops, or learning new skills, every investment in yourself opens doors.
Reading Time: < 1 minute ✔ Financial literacy Self-education allows us to learn about personal finance, investing, budgeting, and saving. Understanding these concepts empowers us to make informed decisions about our money, leading to better
Reading Time: < 1 minute Financial education is undeniably crucial, but its effectiveness hinges on our ability to translate knowledge into action. Without implementation, education alone will beat illiteracy, but cannot adequately address the challenges
Reading Time: < 1 minute Failing to generate passive income is a potential financial pitfall. How so? ◾ Sole dependency on active income Relying only on active income can be risky. If you’re unable to
Reading Time: 2 minutes What is erratic income? This refers to income that is irregular or unpredictable in nature. Unlike a fixed salary or consistent monthly wages, erratic income can vary significantly from month
Reading Time: < 1 minute 1️⃣ Investing Explore investment opportunities such as stocks, bonds, mutual funds, or real estate. Investing wisely can potentially generate passive income streams over time. 2️⃣ Side hustles Start a side
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